Revamping

My husband and I are entrepreneurial people. We start websites and we start businesses and we love it. No, that’s too bold. We don’t love it, we just prefer it. There’s a certain feeling you get when you know that every penny you bring in is actually yours. Knowing that there is no one higher up than you that is profiting from your hard work. But there’s stress, there’s no health insurance, and there’s not much stability.

We’ve been working for ourselves since 2003, and we’ve had a lot of ups and downs. We were irresponsible with our money and our credit. We were young and immature all those years ago. We squandered much of our success. We were hit hard by the economic downturn and have been humbled. We’ve struggled to build ourselves back up and out of the hole we had dug. We did it, though. We finally did it.

We paid every last bit of debt we had. We’re debt-free. That means we are finally able to save money! Real, actual amounts of money. When we realized we had a good chunk, instead of celebrating being 50% towards a down payment on a house, we invested the

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